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*This transcript was automatically generated by AI and may contain errors. *
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Alhamdulillah Rabbil Alamin wassalatuh wassalamu ala ashrafil anbiya’i walmursalin. Muhammadur Rasulullah sallallahu alayhi wa ala alihi wasami wasallam tasliman kathiran kathiran. Fa’ma ba’du fata’ala ta’ala inna allaha wa malaa’ikatahu yusalluna ala an-nabi. Ya ayyuha alladheena amanu sallu alayhi wasallimu taslimah. Allahumma salli ala Sayyidina Muhammadin wa ala ali Muhammad. Kama sallaita ala Ibrahimah wa ala ali Ibrahimah. Inna ka hamidun majeed. Allahumma barika ala Muhammadin wa ala ali Muhammad. Kama baraqta ala Ibrahimah wa ala ali Ibrahimah. Inna ka hamidun majeed. Yesterday we spoke about three different things. Today we look at the two other elements. And the first of that is money. And the reason money is important is because money makes the world go round, right? Things happen in this world because of money. Either the desire of money or having the money. Now, as I mentioned to you, the economic system at the time of Rasulullah sallallahu alaihi wa sallam was very, very similar to the economic system that exists in the world today. It was a free market economy. It was not controlled by anybody. It was Mecca as a city was ruled by billionaires, by ruled by the wealthy people. Few of them used to gather in a place called Nadwa and they would, whatever they needed to decide, they would decide and that would be implemented. They didn’t have a chief or a sultan or a sheikh or a king or somebody. They didn’t have that. It was a bunch of businessmen who ruled the town. And they traded across, they had, they actually had a global international trade because they traded between the Byzantine Empire and the Persian Empire. These were the days before the nation states. But if we interpret that in terms of nation states, we are looking at trade with at least in today’s time, maybe 20, 30 different countries. So they had a multinational trading organization. They were not small businessmen. They were not small shoppers. These were big multinational businessmen who dealt in billions of dollars in today’s money. People like Abdullah bin, people like Abbas bin Abdul Muttalib, Abu Sufyan, Abu Lahab, right, and you had others who were, Sufyan, Abu Sufyan, yes. These were, they were, Abdur Rahman bin Auf, Abdur Rahman bin Auf’s actual amount of money which he left behind, his Tarka, when he passed away, we have the actual numbers. And with, according to those numbers, Abdur Rahman bin Auf, your Adal Anu was at least 10 times more wealthy than Elon Musk. And his money, his wealth was real wealth was gold. Halal. Halal. And gold, it was not, it was not the share on the share market. One day it goes up, one day it comes down. No, this is actual wealth. Right, so these are big people. Now, if you look at them today, we have to understand Islam is very much in favor of business, Rasulullah sallallahu alaihi wa sallam in one hadith, and the, the Tahrir of the hadith, some people said it is a bit daif and so on, but it doesn’t matter, Alhamdulillah the meaning of it is correct, which is he said that nine parts of baraka is in business and one part is in employment. So he encouraged business. He himself was a businessman and he was also employed for some time by Sayyidah Khadija al-Kubra, Umunah Radhe Allah Anha, and as a, as her agent to trade. So he knew both sides of the, of the, of the coin. So Islam is stands for what today we call a free market economy. It’s not a regulated economy. Prices are not set. There is a incident in the, in the Seerah in Madina. At one point there was some shortage and the Sahaba came to the Prophet, they said, Ya Rasulullah please regulate the market, right? Set prices. Rasulullah sallallahu alaihi wa sallam said, no, I will not regulate what Allah has not regulated, I will not regulate. You regulate yourselves. So Alhamdulillah we know that free market is there. Now, however, there are some basic principles. First of all, in Islam, the business must not only be in halal things, but it must be morally defensible. Meaning that, for example, in the time of drought, right? You might say, well, I’m selling wheat or I’m selling corn, but in a time of drought, I am hoarding it and then I’m selling it for a high price. Even though the commodity you are selling is halal, which is, which is corn, but the way you are doing it has a big problem with it because you are now taking advantage of people’s hunger and you are jacking up the price. Allahuhalam, this is whether it is halal or haram. We don’t, we don’t recommend that. We should not do something like this. So it’s morally indefensible, even though the commodity itself is not, you can’t say corn is haram, corn is not haram, corn is halal. But the way you are doing that business, that is a matter of, of doubt. And therefore you should not do it. Therefore we say it’s a business which benefits at the cost of society. Islam is haram. Islam clearly and therefore Islam is categorically prohibited everything which is harmful, which is addictive, which is immoral and which is subversive. So interest based banking, selling alcohol and cigarettes and, you know, lottery tickets and all kinds of stuff. Sometimes people say, no, sir, but you know, I’m selling this alcohol only to non-Muslims. They buy it anyway. They buy it anyway or not anyway is not your problem. You don’t do that. Right. It is haram for you to do that. Because the beauty of Islam is if Allah subhanahu wa ta’ala prohibited something, he prohibited everything around it. He prohibited everything that leads to it. So alcohol is prohibited. Anything addictive or anything, anything which changes the mind, all kinds of drugs are prohibited, which means not only their use, but also manufacturing them, buying them, selling them, storing them, transporting them, all of this is also prohibited. The same principle applies. Pork is prohibited from your, you cannot eat pork, but you also cannot have a pig farm. You can’t have a pig slaughterhouse. You cannot be transporting pigs. You cannot be dealing with pigs. You can’t use pig skin handbags and shoes and stuff. Everything to do with that is also prohibited. This is the safety net that Islam puts on it so that you don’t go anywhere near it. Right. So this is something very important. And this is one of the reasons why the Quraysh opposed Islam the greatest because these were business people. And to them it looked like this Islam is going to destroy my business. Control it. I’ll control it. So I cannot make the profits I was making. So we cannot. We will not do it. But just think about it. Read the history. What actually happened when finally they came to Islam and they started operating under Islamic principles. Did their wealth go up or down? It went up in a way they could not even have dreamt of. Even in their best times they never dreamt of ruling Byzantine and ruling Persia. Allah gave them that to rule. Right. And the most they dreamt of making money. They didn’t think Abu Sufyan did not think I’m going to be the king of Persia. No. Allah made them. He did not make Abu Sufyan but the people but the Arabs they ruled the whole world. The whole world. Allah gave them that. Why? Because they followed Allah’s subhanahu wa ta’ala’s ahkam. They followed the way of Muhammad sallallahu alaihi wa sallam. Therefore in Islam profit is the pleasure of Allah. It is not a return on investment. How do I? Its profit is the pleasure of Allah. Sometimes I say to my in the interfaith workshop we say we want peace. I said you will never have peace until you have your ROI return on investment based on war. Wars happen not because anyone hates anybody. Wars happen because wars make money. The highest return on investment is on weapons of mass destruction. So as long as you are making money out of debt. You will have wars. You cannot have peace. So find a different find another ROI you will get you will get peace in one minute. That is why Islam has. We want to today we want to live in a world where we want we don’t want any moral and ethical considerations. Remove all ethics and morals. My desire whatever I wish to do I should be able to do. Whatever I wish to do I should be able to do. No problem. And I must make maximum amount of money by my making money who else is hurt. No problem. Somebody dies bad luck. This is our this is our way today. Then we say there is so much of suffering in the. Of course there will be suffering. How will you not have suffering. You put salt in the food you say there is too much of salt. Who put the salt you put the salt. There is no salt. Who told you to put salt. Take out the salt. Don’t put so much salt. Right. So now if you think of the if you look at the the correlation banking system. You see what they did in my research I discovered this. What they did was they basically took the Roman system of finance which was almost a thousand years older than the time of the Prophet Muhammad. The Romans also had a global trade. They had a world empire. They had a global trade. So they use things like lines of credit deferred payments. LCs letters of credit right. Forward purchasing interest based lending multiple currencies. There is financing all of their stuff credit rating. The Romans had all this system and the Arabs just took over the system and the very simple reason. See if I am taking a caravan from basically the caravan meant as I mentioned yesterday from Yemen to Sharm and they stop midway in Mecca because this was home territory and it was time. It was a good place to take some rest replenish and go forward. And because of that stop it created a local market in Mecca which was also beneficial for them. So they made profit in three places in Yemen in Mecca as well as in Sharm. This was very good for them. But if you are if I’m taking a caravan and they took caravans of thousands of camels these are massive things like a moving city. Now when they took those caravans if I am taking money to buy things in those days what was money was not paper money. Money was gold. So I would have to have camels and camels of gold to carry to buy things. Now two big problems with that one is the bulk of it to transport that. Secondly it’s dangerous. Now I’m the I become absolute target for every bandit under every tree. Right. So I will have to have an army moving with me also. I can’t have an army with me because all that comes out of my profits. My profit goes down the drain. So simplest thing was letters of credit. So I have a banker here I have a banker there. His bank gives a letter of credit. Lends so and so so many million. I go there I show the letter. I get so many millions and then he gives me a letter. I come here. That’s exactly the system that is followed till today. That’s why I say sometimes I was lecturing at a university in Massachusetts. I said to them that if you brought Alamaz bin Abdul Muttalib, Abu Sufyan, Rodi Al-Anwar and others today to Wall Street. I should run them today to the Fed Federal Reserve or you run them today to one of our global banks. Believe me they will have they will not. They will not be surprised. The only thing new for them will be the computers. The machine the machines. Nothing else. Systems that are all the system. They know all the system you would take up as if you had to make him and make him the head of Federal Reserve. He would do a fantasy job. He will know everything you know all about lending and borrowing and interest rates and this and that everything. They know all the stuff because that was their system. The only thing new is machines. Nothing else. Right. Now in that situation. Rasulullah Sallallahu Alaihi Wasallam came and he brought a system which is a true system of partnership. He brought a system which underlines a very important thing. And that is in Islam money is not a commodity for trade. Please understand this very clearly. Right. Islam money is not a commodity for trade. Money is a means of buying something and receiving for selling something. But you cannot take the money itself and do anything with it. That’s why interest based banking is how I’m big. It just makes interest interest about money on money. That’s our money is not a commodity. See the principles of Islam. Allah’s way. The Messiah says in the Hadith in the abidavu. Whoever lets a person off. Meaning somebody borrowed money. He is not giving it back. You say I’m there. No problem. Take it. Keep it. Because you are in need and so on. I will not put pressure on you. Keep it. Allah’s way. Now that I will relieve his distress on the day of resurrection. Okay. But what does that do to my business here? If I am running a bank. Right. I give a loan here. He can return. No problem. Keep it. I give a loan here. He got no problem. Keep it. What is my bank is going to send back. It is not a business model. But my point is the way he asked me to check it. The system doesn’t know. I said why he says not a business model. I said it’s not supposed to be a business model. Money is not a commodity for trade. Money is to be used for two purposes. One is to buy and sell and two to help people. You are in need. You ask me. I give you money to help you. I’m the love for the sake of Allah. It’s not a trade commodity. Nabi Salman says Allah SWT says in the hadith in Muslim. Whoever waits for one who is in financial difficulty to repay. Or where is it? Gives it away. Allah SWT will shade him under his shade of the Arsh. See what this underlines and emphasizes. First and foremost this underlines our own Iman. I must have Iman that there is a day of judgment. I must have Iman that the shade of the Arsh of Allah. Jalla Shano is worth something to look forward to. I need the shade of the Arsh of Allah. Yes. If I don’t have that Iman, how will I give up my money? So very important to understand that. That is what Islam brought. Fundamental belief in the Akhira. Nabi SAW said in the hadith in Bukhari in Muslim. The meaning of which two parties to a transaction. Have the option of canceling it until they part. If they are honest and disclose any defects. Their transaction will be blessed. And if they lie and conceal the defects. The blessings will be erased. That is the reason why the famous saying of Sayyidina Omar bin Al-Khattab. He said it is not permissible for a trader in the market of Madeera to trade. Unless he learns about trade. The principles of trade in Masjidina Abiyya Sharif. He said the person if a Muslim wants to have a business. He must first learn the usul of business. Before he goes into business. Just ask us. We all want to start have startups and so on and so on and so forth. We have all kinds of questions about sourcing of funds and what not. Recruitment procedures and company policies. Do we also say what are the principles of Islam that I have to apply here? Do we do that? I’m not talking about simply creating a musalla in the in the in your office. No principles of business. We need to think like this. Principles of business. There are so many stories of the Sahaba who came and the way they did business. In four Hijri. There were two Sahabas. Two of the Sahaba four Hijri. Nabi Salah was in Madeera. Two Sahaba came in a on a trading ship to India. To a place called Kodangalore which is near Cochin. Down south. And that was the kingdom of. Of the of the of the Kulashegar of Perum Perumal dynasty. So they came there. They landed. Thought. They met the king. The king called them. They met the king. They said the king said who are you? I said we have come from Arabia. We have come to trade. And can we allow us? He said yes of course. Welcome. Come and trade. And the king said we have a question. He said we saw the moon splitting. He said so many months back we saw the moon in two parts. Then it joined. Said we don’t know what this is. And he said I asked my. Jyotishis, my astrologers. And my astrologers said that this happened because of. In their language Rishi Muni meaning a holy man. The messenger of Allah. Who came in the land of the dead palms. So you have come from this land. Do you know about this? They said yes. This is. Chakal Khamar. Which our Nabi Sallallahu Alaihi Wasallam. Allah Subhanahu Wa Ta’ala. Gave him this. Mojiza. And he. Caused this to happen. The king gave them place to build a masjid. Fourth. Hijri. That masjid is there till today. I have prayed in that masjid. In Kodangaloo. Come on. So build the masjid. And then they needed a lamp. So the king gave a lamp from one of their temples. That lamp is there till today. It’s a brass lamp. It is there in that masjid. Then they were trading in the market. So they had grain. One day it rained some of the grain got wet. So when people came to buy the grain they said no wait. They took it out. They said this is wet. So. We give you this much discount. People are surprised. They said what is this? The other traders came. They said don’t do this. You will spoil our market. Who taught you this? This is not the way we do business. So the sahabi said. But this is the way we do business. Who taught us? Muhammad Rasool Allah Sallallahu Alaihi Wasallam taught us. We don’t deceive anybody. We show the defects of the goods. If there is something wrong we will tell you. The king was so impious that he. Gave his kingdom to his son. He went to meet Rasool Allah Sallallahu Alaihi Wasallam. He met Rasool Allah Sallallahu Alaihi Wasallam. He accepted Islam. He returned on the way he died in Oman in a place called Salalah. His grave is there. I have seen the grave. I was in Salalah. I went to visit the grave. Hajeeb. Four in three. Islam came to India. For Hijri. How did it come? It did not come by. The sahabi coming and making a big khatira or a big khutba. There was no more. Who will make khatira do? It came by business. By businessman doing business. According to Islam. No lying, no cheating, no deceiving anybody. Being kind, giving good product, good service, good delivering on time. Worth, you know, worthy of your tongue. What my promise? I stand by my promise. There’s a beautiful story from the market of Medina. A man came from the Maru Nadeer, the Jewish tribe. He came to the market of Medina to buy something. He came to one of the shopkeepers. They all saw it. During the time of the Prophet, he came to one of the shops and he asked the man for the thing. So the sahabi said, look, I have this. This is the price. The Maru Nadeer man, he said, yeah, sure. This is good price. I will take it. He said, now do me a favor. Don’t buy from here. Go to that shop in the corner there. That man in the shop, he has the same product, same price. Go buy from him. So this customer says this is a strange thing. I come to you to buy. You sell me finished, right? Why are you sending me to the other man? Is your competitor? Because he said, no, no, just go buy. He said, go buy from him because he said, I’ve been watching him. Today he did not get any customers. Now we are going to close the market. In the night they close the market. So now we are almost at closing time. This man, the whole day has passed. He has got no customers. Go buy from him. He will get some money. He will take some money home. Otherwise he will go home empty, empty handed. So this man, he went there. He bought the thing. He came back. When he came back here to the Sahabi, the Sahabi had some other, some other, some more customers. So he’s waiting. The Sahabi saw him. When the customers finished, he called him and said, what happened? You didn’t get the thing? He said, no, I got it. So then why are you here? He said, because I want something from you. From me? What? He said, I want from you that which made you send me there. The deed. I want from you the thing which made you send me there. He said, that is Islam. He said, yes. I want your Islam. He said, why are you asking me? He said, because the man you sent me to is a man from my tribe. That is a Jewish man you sent me to. You are a Muslim. You could have sent, sold me the same thing. You sent me to a Jewish shopkeeper because you are concerned and worried. The man did not get any business today. He will go to home empty handed. I don’t want him to go home empty handed. What makes you do that? He said, that is what I want. The material I got. What is in your heart? Give me. I say, there is no god but Allah. I say, Muhammad is the messenger of Allah. Trade. Business. Money. So the principle and concept of money in Islam is earn and spend halal. Otherwise, we know the consequences. Money lending is not a business. Money is not a commodity. It is not there to be lent. It is to be lent only for helping people. Nothing else. Venture capital, shareholding, profit sharing. All of this is Jais. No problem. You want to borrow money from me to start a business. I will not lend you the money but I will buy equity in your business. Give me 10% of your business. Give me 30% of your business. I will fund you. No problem. But now I am a shareholder in your business. Your business goes up or down. I am also part of the shareholding. If you make a loss, I make a loss. If you make a profit, I make a profit. See the beauty of this system. What happens, the difference between… You might say, at the end of the day, a man comes to you. He says, I want a million dollars. So you have an option. I am giving you a million dollars at 10%. Money lending. In Islam, this is haram. Or I say, okay, I will give you a million dollars. Give me 10% of your business. Right? So I am not lending. I am giving you the money but I am buying 10% of your business. 10% equity. So you might say, at the end of the day, you have given me a million dollars. What’s the difference? Huge difference. Because the first thing, the money lending part of it, whether you live or you die or you survive or you go on the street is no business of mine. I don’t care. I must have my interest payment on time. Otherwise, I foreclose. I throw you out of your house. I throw you out of your business. I take over whatever you have. Yes? In Islam, this is haram. In Islam, you become a shareholder in the welfare of that person. So now when I am giving you the money and I am buying, I am getting 10% of your stock, I am interested in your success. Because otherwise, I will also lose. I don’t want to lose. I will… So what happens now? Now I take interest in your business. So now, Mustafa, I have given you a million dollars. So Mustafa tells me, Uncle Yawar, today I have, you know, a very urgent thing. I want to take my wife. She has to go somewhere or some… You know, whatever, domestic thing. There is nobody here. No one. No problem. I’ll sit in your shop. You go, take care of whatever you need to do. I know your business. I’m a shareholder in the business. I will sit here. I will take care of it. There is a sense of mutual caring and it brings hearts together. It builds community. Whereas money lending destroys communities. We are seeing it here in this country. This country is the finest example to see the evil of money lending. Because this whole country is based on the haram system of money lending. We need to change that. Right? We need to change that. So venture capital, shareholding, profit sharing, all of this is fine. Hamdillah. That is why charity is an investment. It’s not a cost. That’s why I say to people, don’t use the word sacrifice with regard to Islam. Sometimes we say even in Urdu, Din ke liye korbani kijiye. Din ke liye korbani karna na munkin hai. Let me explain this concept to you. It is impossible to do a sacrifice for the din. Impossible. Cannot be done. You know why? What is a sacrifice? A sacrifice is if I do something and I get no return. That is sacrifice. Right? When you have tandoori chicken, the chicken made sacrifice for you. The chicken gave its life, got nothing. You enjoy your chicken. There is no other sacrifice. In Islam, Allah subhanahu wa ta’ala said, Manjaa bil hasanati, follow Ashur-u-Amsaliya. Ten times, once you bring one good deed, you bring one dinar, one dirham, one minute of work, one hour of work, whatever you do for the sake of Islam, Allah said, I will give you ten times that. One thousand percent is the minimum that my Rab Jalla Jalalahu gives. Allah does not give less than one thousand percent. Can you just think about this? You say, Allah, I want only a hundred percent. No, no, no. One thousand percent. You like it or not, one thousand percent. Minimum from Allah subhanahu wa ta’ala. So how is it the sacrifice? What sacrifice? Whatever I spend, minimum I will get is ten times that. Rabia Basriya, a very amazing story. She was one day, knock on her door. She opened the door, a man came, he said, I am the slave of so and so, and I have, my master sent this. So she opened the packet. There were nine loaves of bread, nine hoops. She took it. She told him, take this back. This is not for me. So the man said, so Allah, this is, my master sent this for you. He told me to give it to you. He said, no. Not mine. He said, why do you say that? She said, because I give one hoops this morning to a somebody who asked to a child who came here was hungry. I gave him one. Allah subhanahu wa ta’ala promised him. It is only nine. Not mine. Take it away. These are the people of the Quran. Alhamdulillah, subhanallah. I mean, there is no interruption. Allah said, follow Ashur wa Muthaliya. I will not accept less than Ashara. My rub said Ashara. I will not take less than Ashara. She shut the door. After a few minutes, again knock. Same man standing there. He says to her, yes, my mistake. I was hungry. I ate one loaf. And I thought to myself, she does not know how many my master sent. So what does it matter whether it is nine or ten? She does not know that she is expecting ten. So I ate one. May Allah have mercy on me. Please ask forgiveness for me. I seek your forgiveness. Ask forgiveness for me. I am felt hungry. He said, no problem. Eat as much as you want. Alhamdulillah. May Allah give us this yakin. Take away all the needless anxiety and anxiety. All the needless anxiety from our hearts. What will happen? What will happen? What will happen is only when we meet Allah subhanahu wa ta’ala. But my point I’m saying is that this is the thing we have to worry about. Our hearts must be filled with only that concern, which is when I meet my rub, Jalla Jalaluhu, will I meet him in a way where he is pleased with me or not? May Allah grant that our last day like the man made the dua, O Allah make my last day my best day when I meet you and the last of my actions, the best of my actions. Alhamdulillah, we ask, make this dua for us and for all of us and all our family inshallah. Now see how the Sahaba dealt with this. I mentioned to you the big businesses, these big financiers, big bankers like Al Abbas and others. When Allah subhanahu wa ta’ala prohibited interest, Rasulullah sallallahu alaihi wa sallam in his khutbatul wadah, Rasulullah sallallahu alaihi wa sallam said Allah has prohibited interest. All the interest that you are owned by people, write it off, which means my accounts receivable as far as if I’m a banker, my accounts receivable, you just cleaned it. Ya Rasulullah, Alhamdulillah, my book is now blank. Alhamdulillah, millions of dollars worth of my accounts receivable has become zero. Didn’t they complain? Did any of the Sahaba say, Ya Rasulullah, wa laa, wa laa, you are wiping out my business? Please. Samyana wa hatha. God! Similarly, I mentioned to you the whole story, I won’t go into the details, the whole story of when Allah subhanahu wa ta’ala revealed the hurmat of Khabar. It was a business in Madina, gone. It says Alhamdulillah, no problem. And Allah subhanahu wa ta’ala opened the doors of Futhuhaat for them in the two biggest and oldest empires in history. The Roman Empire, the Byzantine Empire, for 2000 years ended with the conquest by Khalid Ibn Walid, and the Persian Empire, the Sasanian Empire, finished with the Battle of Qadashiya. This is the result. But Allah subhanahu wa ta’ala Sunnah, we have to stand up and say, I am ready to obey and take the first step. Then the Helm of Allah comes, doesn’t come before that. Yusuf Alayhi Salam, when the temptation, when the woman was trying to seduce him, he got up and ran, then the door opened. The door did not, Yusuf Alayhi Salam did not turn around and say, he’s the door opened or not, let me check that first. No. He got up and ran, then the door opened. Take the first step. The Asab ul Qaf, when they were, they had the fitra and the test of abdil, the young men, they did not say, no, first let us find, no. They said, no, we will not give up our abdil, we will not give up obeying Allah. So they left the town. The moment they left the town, Allah subhanahu wa ta’ala took care of them, put them in the, showed them the cave, Allah subhanahu wa ta’ala protected them, and we put them to sleep and took care of them 309 years and all of that. You take the first step, Allah subhanahu wa ta’ala does the rest. But we have to show to Allah, yeah Allah, I am ready. Alhamdulillah, I take the first step. You know, there’s Mabarra Winters, one of the, one of my favorite writers, she says this thing about faith. She says, when you reach the end of the light of all that you know, she said, when you reach the end of the light of all that you know, and are about to step off into the darkness of the unknown, faith is to know, she’s not saying believe, faith is to know, yaqilin, faith is to know that one of two things will happen. There will be something firm to stand on, or you will be taught how to fly. There will be something firm to stand on, or you will be taught how to fly. That is faith. So now, therefore, to come to the closure of this, the question therefore when we look at the issue of money is to ask, I need to ask myself this question and say, is my income halal, or is it haram, or is it doubtful? Three options, either it is halal or it is haram, or I’m doing things which I’m not sure. And as I said, if it is halal, alhamdulillah, you know for sure, please go ahead, do it, no problem. If it is haram, stop right away. If it is doubtful, alhamdulillah, you have, olama, go ask the sheikh. Go ask the sheikh, this is what I’m doing, shall I do, shall I not do, what is it? Listen to him. Go to the people of knowledge, ask them, they will tell you. But don’t play around in the dark with Allah subhanahu wa ta’ala, don’t do that. Especially because, I say this to myself and I say this to anybody who asks me, Allah subhanahu wa ta’ala said, Allah subhanahu wa ta’ala said, say to them, Ya Muhammad sallallahu alaihi wasallam, it is my Rabb who expands your provision or restricts it, but most people don’t know. Alhamdulillah, we know because Allah told us. So Allah subhanahu wa ta’ala is not going to question you and me on the quantum, on the quantity of what we earned. Allah will not, the question on the day of judgment is not, Ya Mustafa, why did you not earn 10 million dollars? No. The question is, Ya Mustafa, how did you earn whatever you earned? Whether it was 10 million, 10 trillion or whether it was 10 dollars, how did you earn it? Means, halal or haram? Not quantum. Quantum Allah fixed. And Allah gave us the choice, you want it through this door or you want it through that door. What is in the room is the same, it will not change. Whether you come through this door or you come through that door, the thing here is the same. But if you come through this door, you will get what is in the room plus you will get azhar. But if you come through that door, you will still get what is in the room, but you will get azhar. Now my question to myself anyways, when I know I will get what is in the room and when I know that the door to use is that door, why should I go to the other door? No. The only way I will go to the other door is if I have a problem, a façade with my Iman. Then shaitan will come and say, no, no, no, Sheikh, forget all this. This is America, right? This is Sheikh Mirza is talking about 7th century, forget this, 21st century. You say, Andhila, no problem, you can say whatever you want, but you know this is dunya. No, no, no, no. There is no 7th century, 21st century for Allah swan. Time is not Allah, it is the one who created time. So what I want you to do, think about this and say with regard to my earning and with regard to my spending, what is the changes that I should make? What is it I should start doing? What is it I should stop doing? And Alhamdulillah, if it is good, what should I continue to do? Biiznilaytala. Jazakumullah Khair.
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