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In the name of Allah, the most Gracious, the most Merciful. All praise be to Allah, the Lord of the worlds. And peace and blessings be upon the honor of the Prophets and the messengers. Muhammad is the Messenger of Allah, peace be upon him and upon his family and his companions. And peace and blessings be upon him. I have written sisters, I mentioned to you the hadiths of Anas bin Marik of the Al Anu where Rasulullah was asked which is the best charity. He said the best charity is the one that is given in Ramadan. So therefore, let us make this, make special effort to give charity. Try to give something every day in Ramadan, right? No matter how small it is, try to give something every single day in Ramadan. And you will find that Allah subhanahu wa ta’ala will multiply the reward. Allah subhanahu wa ta’ala does not allow any good action to be wasted. Allah returns it. That is why I say to people, charity, forget this word charity, right? Forget the word charity. In Islam, there is only one thing which is investment. Just tell me something, charity is what? We see charity as what? We see charity as a zero sum gift, net zero. So I give something, it’s gone. It went for a good cause, gives me satisfaction, but it’s gone. Islam says no, it hasn’t gone. You invested it. So your satisfaction for having done a good deed still remains. But you invested this thing and as a result of the investment, you get a return, ROI. Return on investment. What is the ROI of Islam? Allah subhanahu wa ta’ala said, Manja bil hasanati palahu ashwaru amthaliya. The one who comes or brings one good deed, the one who invests one unit, Allah will give ten times that. Which means 1000% ROI. 1000% ROI guaranteed by the one who is Aala Kulli Shain Khadir, who has Qudrat and who has control over everything that exists. So when you have the return on investment, which is so completely and totally secure, what prevents us from investing? In the world, we have two kinds of investments. You have highly volatile investments, highly uncertain, right? Like some startups and new scripts which we don’t really know about and so on. So highly volatile, highly uncertain. But usually the reward on that or the return on that is high. On the other hand, you have national bonds and things like this or major established multinational companies where there is so-called guarantee of your investments. But then because of that, the reward, the return on the investment is lower. With Allah SWT, you have a huge return with complete safety, which is the opposite of the equation in the world. In the world, as I said, if there is great safety, return is small. If there is great uncertainty, return is high. With Allah, there is great safety and the return is high. One is to return minimums. And then Allah SWT in Surah Baqarah Allah says that the one who invests in the path of Allah, it is as if he has planted a seed from which will grow seven years and each year has 100 seeds. So it is one is to 700. And then Allah said, And Allah will increase it as he wishes. So maximize your investment in this month. I don’t use the word charity. Maximize your investment in this month. It’s investment in yourself. Think about that. Get your mind around that. Investment in yourself and maximize it in this month. Give something, invest something every single day. Teach this to your spouses. Teach this to your children. Teach this to your friends. Let everyone benefit. We ask Allah SWT to reward us in keeping with His Majesty and Grace and to make it easy for us to take full advantage of this wonderful opportunity that Allah SWT has given us, which will end on the last day of Ramadan. So don’t wait for that. Wasallallahu ala nabil kareem wa ala alihi wassabi ajmaeen bi rahmatul kareem wa rahimina wa alhamdulillahi rabbil alameen
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