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In the name of Allah, the most Gracious, the most Merciful. All praise be to Allah, the Lord of the worlds. And peace and blessings be upon the honored messengers of the Prophet Muhammad, peace be upon him and upon his family. And peace and blessings be upon him. My brothers and sisters, imagine this. In terms of Ramadan, in terms of investment, as I told you, I don’t use the word charity. Imagine this. That a man has two bank accounts. One in which he gets, his interest is haraab. I am giving an example just for you to understand. In one, the interest is 2%. In the other, the interest percentage is 200%. Right? So if the guy takes his money from this account, low interest account, puts it in a high interest account, what do you call it? You got it in good sense. You got it in good sense. A person’s money is invested in a place where it is getting a very low return. He takes it out from there and puts it in another place where the return is very high. You see, this is business acumen. This is financial understanding. This is great wisdom. When we are giving what we call charity, which I call investment, when we are spending in the path of Allah, remember very clearly that you are not giving anything. Because how can you give to Allah? You belong to Allah. Everything you have also belongs to Allah. How can you give to Allah? You are not giving anything. You are investing. You are simply taking your money out of this account, which is called dunya, and putting it into this account, which is called akhirah. That’s it. You are changing the money from one place to another place, from the dunya to the akhirah. When people say, you know, this whole world and all the possessions we have, you can’t take it with you. Of course you can take it with you. Of course you can take it with you. How? By changing it from this one to this one. Take this and spend it in the path of Allah. It’s going with you. And Allah said that the thing with Allah, you will find it with Allah in a better state. What is with Allah is better and Allah will increase it. Allah said, What is with you will finish, will be destroyed, will die, will perish. And what is with Allah is forever. I remind myself in you that every single thing in this world, which is all this account, will be left behind, will not go. If I want this to go with me, I have to move it into this account. So whenever there’s an opportunity to give in the path of Allah, Satan will try to frighten you with fucker. He will try to frighten you with poverty. And he will say, oh, if you spend in the path of Allah, you will become poor. If that were the case, Umar ibn Affar, radiallahu anhu, and Abdur Rahman ibn Auf, radiallahu anhu, would have been paupers. They were not. That is the reason why the Sahaba used to spend the way they used to spend because they understood that this is not net loss. This is net gain. We are moving our stock from a low return environment into a high return environment. The ROI here was 1 percent. The ROI here is 200 percent. The return on investment was 1 percent, return on investment was 200 percent. It makes zero sense to keep the money in a low return place, especially when that low return place is full of uncertainty. Can you believe that? It’s a very, very bad situation. Low return place full of uncertainty to a high return place, which is completely certain. It’s a no-brainer. Not a no-brainer. So please spend in the path of Allah. Spend because there is a tomorrow. And that tomorrow is in the akhir. I remind myself when you that we have only the opportunity to spend now. Don’t think, oh, when I get old, there’s no end. Nobody has been given a guarantee that they will be able to live. Nobody has been given a guarantee that they will be able to live. Nobody has been given a guarantee that they will become old. Spend when you have it. Spend right now in the path of Allah. And then correct from Allah, subhanahu wa ta’ala, when you meet Him. We ask Allah, subhanahu wa ta’ala, to help us to transfer our funds from the temporary account into the final account, into the permanent account and to give us from His Majesty and Grace. And may Allah bless the Prophet and his family and the Prophet and his companions with His Mercy.
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